Enterprise-grade financial planning without the enterprise price tag. Know your runway, budget like a CFO, and never miss a cash shortfall — starting at $30/month.
Most startups manage their finances in spreadsheets — burning 10–30 hours a month, risking formula errors, and making decisions on stale data. There's a better way.
AI-guided tools purpose-built for pre-seed to Series B startups — no implementation consultant required.
Real-time burn rate and runway visibility. Always know exactly how many months of cash you have, updated automatically from your accounting system.
Build a professional budget in 30 minutes through a conversational AI workflow. Intelligent prompts adapt to your company stage and industry.
Weekly-granularity cash flow forecasting with rolling updates from actuals. Catch shortfalls weeks before they become emergencies.
Automated budget-vs-actuals comparison with color-coded alerts. Understand exactly where you're over or under — and why — each month.
Model best case, base case, and worst case side-by-side. Run "what if" hiring scenarios and see the runway impact instantly.
One-click PDF and PowerPoint exports with professional templates. Walk into board meetings with confidence, not color-coded spreadsheets.
Connect your accounting system, let AI do the heavy lifting, and get back to building your company.
One-click OAuth integration with QuickBooks Online or Xero. Your chart of accounts and transaction history sync automatically.
Our AI analyzes your historical data and guides you through a 30-minute budgeting session tailored to your stage and business model.
Actuals sync nightly. Variance alerts fire automatically. Your runway counter updates without you lifting a finger.
Generate board-ready financials in one click. Share a live dashboard link with your investors or advisors anytime.
No setup fees. No hidden costs. Cancel anytime. All plans include a 14-day free trial.
Annual plans save 17% · All plans include SOC 2 compliant infrastructure · No credit card required for trial
We're not a watered-down tool. We're the same capabilities at a fraction of the cost.
| Feature | CFO Engine | Mosaic | Jirav | Excel / Sheets |
|---|---|---|---|---|
| Starting Price | $30/month | $1,000+/month | $500+/month | Free |
| AI-Guided Budgeting | ✓ | ✓ | ✓ | ✗ |
| 13-Week Cash Flow | ✓ | ✓ | ✓ | ✗ |
| QBO / Xero Integration | ✓ | ✓ | ✓ | Manual |
| Setup Time | 30 minutes | Weeks | Weeks | Days |
| Implementation Required | Self-serve | Consultant | Consultant | DIY |
| Suitable for Pre-Seed | ✓ | ✗ | ✗ | ✓ |
Native integrations that sync automatically — no CSV exports, no manual data entry.
This tool gave us 3 months of our lives back. We used to spend a week every quarter building board materials. Now it's one click.
As a founder managing my own finances, I finally feel like I actually know what's happening. The runway tracker alone is worth every penny.
We evaluated Mosaic at $1,200/month and Jirav at $800/month. CFO Engine at $100/month does everything we actually need. The ROI is absurd.
No credit card required. Connect your books in minutes and get your first forecast before lunch.
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